Downloading a simple app onto your phone can lead to you saving serious cash without any initial spending.
Since new technology is being developed all the time, it’s worth checking whether you’ve got the latest money-saving tech at your fingertips.
From ‘magic bags’ of restaurant cuisine to instant cashback and easy online sales, it’s appy days for your bank balance…
Here are ten apps you should download now to save you cash…
1. JamDoughnut
This app earns you instant cashback on purchases instore or online.
Users buy vouchers for the store they’re using on the app and spend those either instore or online, instead of using a credit or debit card.
A percentage of each transaction’s value is then credited to your JamDoughnut account and can be withdrawn as cash.
Current offers include 3.25 per cent on spending at Sainsbury’s instore or online and 6.25 per cent at Marks & Spencer.
2. Vouchercloud
Voucher codes can save you a fortune from your shopping, but it isn’t always easy to find them if you’re out and about.
Vouchercloud uses your location and shows you vouchers for shops and restaurants near you, so you can even check if there’s a saving while you’re standing in the queue to pay.
3. Too Good To Go
Save money and the planet with Too Good To Go, an app that allows you to pick up discounted food from supermarkets and restaurants.
It uses location services to help you find food going to waste near you and you can opt to buy a Magic Bag where the contents are worth two or three times what you pay for them.
The catch is that you must pick up the bag at a certain time and you can’t choose the contents.
Popular restaurants such as Yo! Sushi and Leon are on the app, as well as supermarkets and bakeries including Greggs.
4. PetrolPrices.com
Filling up the car can be a pricey exercise but petrolprices.com helps you find the cheapest fuel available near you.
You can also filter by fuel type and distance as well as price so you don’t run out on the way to the garage.
The app claims to save users £205 a year if your car takes unleaded petrol, and £240 if you use diesel.
5. Sprive
Overpaying your mortgage can help you pay it off early, saving thousands of pounds in interest.
Overpayment app Sprive links to your bank account and automatically sets aside money for you based on your spending, which you can then transfer to your mortgage provider with a single click.
Sprive currently works with Barclays, Nationwide, First Direct, HSBC, Lloyds, Santander, RBS, Virgin Money, Halifax, Natwest, Yorkshire Building Society, Coventry Building Society and TSB Bank, and is free to use.
6. Splitwise
When bills aren’t split fairly on holiday or over a meal, it’s easy to lose out on cash – not to mention add an unwanted element of tetchiness to proceedings.
Download Splitwise to ensure everyone pays their share. In April the US-based app announced it has partnered with Tink in the UK to allow you to send direct payments to family and friends within the app, making settling up even easier.
The app is free unless you want Pro features, which are not necessary for basic use.
7. Stocard
Rifling through your wallet for loyalty cards is offputting, and so many of us miss out on rewards.
With the free Stocard app, all your cards are available on your phone, so you don’t forget to scan them.
It will even show your loyalty card on your locked phone screen when it knows you’re in a store so there’s no fumbling with passcodes.
8. Snoop
See all of your finances in one place with Snoop, which allows you to connect bank accounts and track spending, and helps you manage bills and subscriptions.
The free app is enough for most of us, though Plus (at £39.99 a year) has extra functions including the ability to add accounts manually and export transaction data.
Either way, the app will also send you money-saving suggestions.
9. Olio
Get food for free with Olio, which allows anyone to give away food they aren’t using, and for volunteers to distribute food that’s given away from supermarkets.
However, it doesn’t work just for edible items – Olio can also be a way of finding items that your neighbours are giving away, such as furniture or household goods.
You can also use it to clear out your own home.
10. Vinted
Sell your unwanted clothes for free and post them at your convenience with Vinted. It allows you to list your unwanted items in the app for the eyes of about 18million British users to see.
Vinted makes clothes selling easy, as postage is bought for you by the buyer of your item. You either download and print a label, or one is printed for you at a drop-off point.
Once you receive money from the buyer, you can keep it in the account to buy second-hand items for yourself, or withdraw it to your own bank account to spend as you please.
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